15 April 2014
The Government imposed deadline for contributions to most retirement accounts, IRA's SEP-IRA's, is tonight. Most brokerages and banks will allow you to set up your account on-line, and fund it
at the same time. However, if you cannot accomplish that today, and still need more time, you can most likely mail your contribution check to your custodian or brokerage. At Fidelity Investments, for example, if your envelope is post-marked on April 15th and received by April 30th, they will credit your IRA contribution for 2013. Retirement accounts should act as a long term savings that will (hopefully) grow and provide you with income when you retire someday.
I hope you can benefit from this advice today.
Barry Unterbrink, CRPC
Fort Lauderdale FL