Retirement Planning Advice and Financial Related Education by Barry Unterbrink, Chartered Retirement Planning Counselor

Sunday, January 01, 2023

Quick Review of 2022 Market Performance

 Dear Clients and Friends-

Here's my 'back of the envelope' figures for the financial markets for the year ended 2022 (last year !) What will 2023 bring investors?

It was the worst year for stocks and bonds since 2008. But there is good news ahead too! Read on.

$100,000 invested in .... 

 STOCKS, S&P 500 Index,  now        $ 80,560
                   Dow Jones Industrials     $ 91,220
                   Nasdaq Composites)        $ 67,000

BONDS, 10 year U.S. Treasury Note  $ 84,850
                 Corporate Bonds, AGG         $ 87,170

GOLD,  Gold Bullion, Gold Coins      $ 96,660
SILVER, Silver Bullion, Coins           $ 103,725

TOP SECTOR, Energy (XLE)            $ 158,320






                                                          BOTTOM DWELLERS,
        Technology .....    $70,000
        Real Estate .....    $ 74,000

OTHER: industry groups of note:
                       ~ Aerospace and Defense     $113,780
                       ~ Food Producers                   $107,680
                       ~ Life Insurance                     $ 106,700

The good news!

Market history favors 2023 to be a positive year.

Stocks (S&P 500) have fallen two consecutive years or more  just twice since 1958; in 1973-74 and in 2000-2002. The near 20% loss last year has been matched or exceeeded just 3 times; it's fallen 20% or more in 1974, 2002 and 2008. So is it a 'no brainer"? Maybe. Stocks could end 2023 just up slightly, and not make up the losses. Or stocks could recover and just trade in a range that's difficult to make money without a clear trend up.

Note that Energy and Gold/Silver did very well last year comparatively to offset the general market losses in stocks and bonds. Will that trend help investors again in 2023?

Stay tuned!



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